During the pilot, loan interest (not principal) is covered by Rootstock Collective DAO and returned to the communities, strengthening collective funds and local initiatives. The model promotes responsible credit, bitcoin liquidity without selling, and practical onboarding into DeFi on Bitcoin.

M1 scope M1 focuses exclusively on onboarding 2 communities, using a portion of operational expenses mainly for marketing, with a budget of $1,500. DiscourseLink:https://gov.rootstockcollective.xyz/t/2601-grant-loan-interest-return-to-boost-bitcoin-backed-circular-economies/691 M1lestone:1