Proposal Summary:

Do you agree that RealT should develop new features, the use of which will be optional, that would help resolve the current liquidity crisis?

The features are described in the message: https://forum.realtoken.community/d/122 and their implementation will be phased in.

Motivation:

RMM v3.5 simultaneously addresses several ecosystem challenges:

• Immediate: Offer an alternative to RMM overuse (100%, 30%+)
• Short term: Initiate Phase 2 of REUSD through incentive-based migration (Step 1)
• Medium term: Prepare the infrastructure for RMM v4 (Steps 2 and 3)
• Long term: Increase DAO revenue from REUSD borrowing tenfold, allowing for greater flexibility in resource allocation

✅ Optional: Doesn't replace anything, complements existing systems

✅ Progressive: Three stages for learning and adjustment

✅ Incentivizing: Rewards behaviors beneficial to the ecosystem

✅ Values ​​REG: New, concrete, and impactful use case with a scalable ratio

✅ Modular: Separate votes to maximize adoption

✅ Resilient: Autonomous and open-source technical architecture

Context :

This vote is limited to initiating the development process.

This vote is NOT a commitment to deploy any specific parameters. The DAO retains full control and will vote separately on the Stage 1 parameters before any implementation begins.

Further discussions and votes will be necessary to finalize the deployment parameters:

• Votes on Stage 1 parameters (Participation rate, dREUSD/REG ratio, dREUSD rate, Initial allocation by the DAO, Individual cap, Stage duration, etc.)
• Votes on stablecoin rates (Temporary reduction to 0%, Duration, Gradual increase, Maximum value, etc.)
• Recurring votes (Adjustment of the DAO allocation and previously voted parameters, Stage transition)

Implementation steps:

• Since January 16, 2026: RMM liquidity crisis and discussion on possible solutions,
• March 5: Proposal v3.5: https://forum.realtoken.community/d/122 and associated discussion,
• March 17: First and current vote on launching development

Team:

• RealT (@Michael): Designer, Developer,
• The DAO : Debate and Vote on RMM Evolution.

Budget:

This proposal has no cost to the community; RealT will cover the corresponding expenses.

Roadmap:

• March 2026: Discussion and vote on the launch of version 3.5
• April 2026: If approved, RealT will develop the usage parameters, and the DAO will vote on them.
• May 2026: Phase 1 will begin.
• 2026, 2027: Depending on the voted durations, subsequent phases will proceed.

Objectives:

✅ New optional feature to address RMM saturation

✅ New concrete use case for the REG token

✅ Incentives for debt repayment in stablecoins

✅ Stabilization of borrowing rates

✅ Preparation of RMM v4 mechanics

✅ Gradual transition to Phase 2 of REUSD integration into the ecosystem

Key terms:

https://forum.realtoken.community/d/122